One reason why it's so important to stay in contact with your lender if you've missed car payments and fear a repo is near, is that skipped or late car payments are placed on your credit report but when you begin to pay again, they will eventually even themselves out. Owning your first car is indeed a rite of passage just like puberty but rather than affecting your physical body it changes the way that the world perceives you, and the way that it treats you. Be smart about which claims an individual it to
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